Sharon Osbourne says she's not divorcing Ozzy

NEW YORK (AP) ? Sharon Osbourne says she and husband Ozzy aren't splitting.

Osbourne addressed recent rumors of their family problems on Tuesday's edition of "The Talk," the CBS chat show she co-hosts.

She told viewers she had not been aware of her husband's year-and-a-half-long relapse into prescription drug and alcohol abuse, which he made public in an apologetic Facebook post last week.

She says she is "devastated" by their struggles, but she added that the couple has dealt with worse before.

The TV personality and music manager blinked back tears as she said, "This, too, shall pass."

Ozzy Osbourne was a founding member of heavy-metal pioneers Black Sabbath, but he left the group in 1979. The 64-year-old has since rejoined, and the band's new studio album is out in June.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/4e67281c3f754d0696fbfdee0f3f1469/Article_2013-04-23-US-People-Osbournes/id-5c3b68bf8222414f93c297815d868f37

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Lawmakers ask if intel blocked before Boston bombs

WASHINGTON (AP) ? Lawmakers say U.S. law enforcement and other agencies may not have shared enough intelligence about the Boston Marathon bombing suspects in the months before the deadly bombings.

But none of the lawmakers are saying ? yet? that better sharing could have stopped the attacks, after FBI officials briefed them on the investigation Tuesday.

The chairwoman and top Republican on the Senate Intelligence Committee ? Dianne Feinstein and Saxby Chambliss ? say the incident showed there was a lack of sharing of some information, despite intelligence-sharing reforms implemented after the Sept. 11 attacks.

Officials say Homeland Security officials were tracking now-deceased suspect Tamerlan Tsarnaev's (tsahr-NEYE'-ehv) trip to Russia last year, for instance, but were not coordinating their suspicions with the FBI.

Investigators suspect he may have become radicalized during that journey.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2013-04-23-US-Boston-Marathon-Congress/id-bb4cf2a4763044fbae86488dd38d2569

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Caterpillar profit misses, cuts outlook on weak mining sales

CHICAGO (Reuters) - Caterpillar Inc posted disappointing quarterly results and cut its 2013 profit forecast on Monday to reflect a drop in demand for heavy equipment from its mining customers.

But its shares gained nearly 1 percent to $81.21 in early New York Stock Exchange trading, helped by bullish comments from Chairman and Chief Executive Officer Doug Oberhelman that the mining sector has hit bottom and production was expected to ramp up in the second quarter, based on lower inventories in China and the United States.

The Peoria, Illinois-based company said it now expects to report a 2013 profit of $7 per share on sales of $57 billion to $61 billion. That was down from a previously estimated profit of between $7 and $9 a share on sales of $60 billion to $68 billion.

"Mining is the big culprit," said Longbow Research analyst Eli Lustgarten. "The key question now is not 2013, but 2014 - will it be up or down?"

The news came as the company, the world's largest maker of construction and mining equipment, reported a weaker-than-expected first-quarter profit.

Caterpillar said it earned a profit of $880 million, or $1.31 a share, down from $1.59 billion, or $2.37 a share, in the year-ago quarter.

Analysts had expected the company to report a profit of $1.40 per share. Sales during the period fell 17 percent to $13.20 billion.

Caterpillar also said on Monday that it would resume a share buyback for the first time in five years.

CEO Oberhelman said the revised 2013 outlook reflects a sales decline of about 50 percent from 2012 for traditional Cat machines used in mining.

However, Oberhelman suggested optimism, telling CNBC that it was the first time in three years he has seen relative stability around the world, noting inventories in China and the United States have come down significantly.

"We don't want to be overly optimistic but it certainly feels better than the last two springs," he said.

The decline in first-quarter sales was led by a drop in revenue from mining products, which plummeted 23 percent. Sales of construction equipment fell 17 percent and sales of gas and diesel power systems declined 12 percent, the company said.

With mining orders falling because of a slump in the price of many commodities, including coal, Caterpillar needed a strong rebound from other customers, including residential construction, to offset that weakness.

But that increased demand from builders has not materialized fast enough, in part, because some jumped the gun last spring when unseasonably warm weather combined with signs of the nascent economic recovery in the United States prompted many construction equipment customers to place orders for new equipment. In the end, the optimism proved to be a little premature, Lustgarten said.

Robert Wertheimer, a principal at Vertical Research Partners, said the drop in mining orders that Caterpillar was experiencing was "in line" with what its rivals were seeing. "We met with several competitors last week and they all seem to be having similar experiences," Wertheimer said. "It's not a (market) share issue at Caterpillar."

Its shares were not taking a bigger hit, analysts said, because Caterpillar affirmed the weakness several times, most recently earlier this month, when it laid off 11 percent of its workforce at the Decatur, Illinois, plant that makes mining equipment.

In January, the company also specifically warned that results for the first quarter would be "well below" those posted during the comparable period last year as dealers, awash in product, tried to sell off existing inventory before placing new orders.

(Reporting by James B. Kelleher; Writing by Patricia Kranz; Editing by Maureen Bavdek)

Source: http://news.yahoo.com/caterpillar-inc-misses-cuts-outlook-weak-mining-sales-120215110--sector.html

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100% LTV refinance for home improvements? - Zillow Mortgage ...

We have a home last appraised (for a refinance in 2010) at ~188k. Our outstanding balance is ~162k. We just found out that we need a major repair and window replacement because of water damage/rot. I have excellent credit, my husband's credit is good. The mortgage is currently only in my name, but I could add him.

We took out our original 100% LTV loan in 2006, before the bubble. We refinanced for a lower rate in 2010 (I thought that we used HARP because they wouldn't give us anything above our balance, but I'm reading online that if that had been the case, we shouldn't be paying mortgage insurance). Is there any way we could refinance again so soon and with a loan that allowed us to pull out cash? Furthermore, how will that major repair affect appraisal for a refinance? There is a chance that the house wouldn't even appraise for as much because of the issues. Is there a loan that would appraise considering what it would be like after the repairs?

Source: http://www.zillow.com/advice-thread/100-LTV-refinance-for-home-improvements/488871/

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Is Anyone Actually Going to Buy an iBeetle?

The much-rumored iCar may have never made it into existence, but VolksWagen's Apple-themed car has finally been made official: the iBeetle offers up some pretty deeply ingrained Apple tech. But who's actually going to buy one? More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/y8CRQCnuMic/is-anyone-actually-going-to-buy-an-ibeetle

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Y Combinator's Paul Graham Takes His First Ever Board Seat With Healthcare Crowdfunding Non-Profit Watsi

Y Combinator founder Paul Graham is a father figure to countless startup he’s helped accelerate, but had never taken a board of directors seat until now. Today he announced he’s accepted board seat with Watsi, a site that lets people donate money to pay the medical bills of needy people. Watsi came out of this season’s Winter 2013 Y Combinator class and is the first non-profit it’s ever backed. More specifically, Watsi hosts profiles of people in dire need of medical care, but who can’t afford it. Donors can browse the profiles and donate as little as $5 to help someone get well. 100% of donations go to the sick, and Watsi funds its operations and even pays credit card processing fees on donations out of its own pocket. We named Watsi one of the top seven startups from the last YC Demo Day. Today, Graham tweeted: For the first time I agreed to be on a board of directors: @watsi's.— Paul Graham (@paulg) April 19, 2013 [Update: Watsi tells me "We're thrilled to have PG as our first board member. He's been an incredible advisor and supporter to us from the beginning and we look forward to growing Watsi with his continued guidance." So this is not only Graham's first board seat, but Watsi's too.] We’ve reached out to Graham for comment about why he accepted the position.?But he had already been showing the startup some love. After discovering the startup on Hacker News and meeting the team he invited them to be the first ever YC-backed non-profite. When the company launched, Graham wrote a blog post exclaiming “After about 30 seconds of looking at the site, I realized I was looking at one of the more revolutionary things I’d seen the Internet used for. Technology can now put a face on need. The people who need help around the world are individuals, not news photos, and when you see them as individuals it’s hard to ignore them.” He concluded, “I’ve never been so excited about anything we’ve funded.” Then after the Boston Marathon bombings he tweeted: When terrible things happen to people I can't help, I go to watsi.org and help people I can.— Paul Graham (@paulg) April 15, 2013 Beyond a few advising investing roles with companies like 280 North, he’s known to devote himself full to Y Combinator. He could help Watsi navigate the balancing act

Source: http://feedproxy.google.com/~r/Techcrunch/~3/X7BZVYJktMQ/

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HTC reportedly prepping ?metal-alloy? smartphone for June launch

MADRID, April 20 (Reuters) - Real Madrid ran out 3-1 winners at home to Real Betis in La Liga on Saturday but injuries to Marcelo and Luka Modric took the sheen off a relatively straightforward victory. Mesut Ozil scored twice, and Karim Benzema netted the other, as the second-placed champions moved on to 71 points with six games left to play, 10 behind leaders Barcelona who were playing at home to Levante later on Saturday. Jose Mourinho fielded a weakened side with Wednesday's Champions League semi-final first leg at Borussia Dortmund in mind. ...

Source: http://news.yahoo.com/htc-reportedly-prepping-metal-alloy-smartphone-june-launch-031522745.html

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